It's just numbers. The power it has is what you give it.
The digits in your bank account (or loan) are numbers, nothing real.
It's no great skill to move money around, or generate money better than others, but our society gives people with this ability as the titans of our time.
I think financial success has a lot to do with how much a person is afraid of money and that fear runs deep. Our parents give us our fear, our teachers reinforce it. Our late teens lead most of us to the debt burdens of student loans that begin a saga of debt and income.
Time is real. Money is not.